Last updated July 2026. Nothing on this site is a commitment to lend or a pre-approval.
By accessing or using this website (thefunfunder.com), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use this site. We may update these terms from time to time; continued use after changes are posted means you accept the updated terms.
This website is operated by Josh Catigano, a licensed mortgage loan officer with CMG Home Loans (NMLS #1820), doing business as The FUN Funder. Josh Catigano's individual NMLS number is #1817426. We are licensed to originate residential mortgage loans in South Carolina, North Carolina, Georgia, Florida, and Ohio.
This site is intended for informational purposes and to connect prospective borrowers with mortgage loan services. Nothing on this site constitutes legal, financial, tax, or investment advice.
Submitting an inquiry, completing a contact form, scheduling an appointment, or beginning a loan application through this website does not constitute a loan approval, commitment to lend, interest rate lock, or guarantee of any loan terms. All loans are subject to credit approval, income verification, asset verification, property appraisal, and final underwriting review by CMG Home Loans. Rates and programs are subject to change without notice.
The mortgage calculators, educational articles, market commentary, readiness scores, and other content on this site are provided for general informational and educational purposes only. They do not account for your individual financial situation. Always consult with a qualified financial, legal, or tax professional before making major financial decisions. Past performance and hypothetical scenarios do not guarantee future results.
Josh Catigano NMLS #1817426 is a licensed mortgage loan originator. CMG Home Loans, Inc. NMLS #1820. You may verify licensing at www.nmlsconsumeraccess.org. We are an Equal Housing Lender.
The Real Estate Settlement Procedures Act (RESPA) requires us to disclose that we may refer you to affiliated or unaffiliated service providers (such as title companies, appraisers, and insurance providers). You are not required to use any referred provider as a condition of obtaining a loan. You are free to shop for settlement services independently.
By using this website, you agree to:
All content on this site — including text, graphics, logos, the "The FUN Funder" brand name, "Mortgage Map™," "Readiness Score™," and all associated design elements — is owned by or licensed to Josh Catigano / CMG Home Loans and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without express written permission.
This site may link to third-party websites, including CMG Home Loans' online application portal, scheduling tools, and social media platforms. These third-party sites have their own terms and privacy policies, which we do not control. We are not responsible for the content, accuracy, or practices of any third-party site.
This website is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, Josh Catigano and CMG Home Loans shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website, even if advised of the possibility of such damages. Our total liability to you for any claims arising from use of this site shall not exceed one hundred dollars ($100).
You agree to indemnify and hold harmless Josh Catigano, CMG Home Loans, and their respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from your use of this site, your violation of these Terms, or your submission of false or fraudulent information.
These Terms shall be governed by the laws of the State of South Carolina, without regard to its conflict of law principles. Any disputes arising from use of this site shall be resolved in the state or federal courts located in South Carolina, and you consent to the personal jurisdiction of such courts. Before initiating litigation, you agree to contact us at [email protected] to attempt informal resolution.
Your use of this site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
We reserve the right to modify these Terms at any time. We will indicate the updated date at the top of this page. Your continued use of the site after any changes constitutes acceptance of the new Terms.
Questions about these Terms? Reach us at:
Josh Catigano — The FUN Funder
CMG Home Loans | NMLS #1820
Josh Catigano NMLS #1817426
[email protected]
Email me directly at [email protected] — a real person reads it.